Service Provider Offering

The following tables illustrate the range of services offered by the Service Providers on the productive environment of bLink. While all foundational functionalities are supported, disparities arise in the breadth of data coverage and the support for certain endpoints. These differences require careful considerations by Service Users when integrating the APIs into their specific Use Cases. Understanding these variations is crucial for smooth integration and good performance in the bLink system.

Consent flow

Description	Participant
	Acrevis	AKB	Avera	BCJ	BCV	BEKB	CIC	Clientis	HBL	LUKB	NKB	PostFinance	SZKB	TKB	UBS	Valiant	ZGKB	ZKB
Mobile-Initiated Consent (App-Browser)*	✅	✅	✅	✅	✅	✅	✅	❌	❌	✅	✅	✅	✅	❌	✅	✅	✅	❌

^* Consent Flow can be initiated through the consumer’s mobile app, connecting either to the bank’s mobile e-banking app or e-banking web interface via browser.

Account Information Service

API Tag	Endpoint	Participant
		Acrevis	AKB	Avera	BCJ	BCV	BEKB	CIC	Clientis	HBL	LUKB	NKB	PostFinance	SZKB	TKB	UBS	Valiant	ZGKB	ZKB
Data	Supported Customer Segment	Retail & Corporate	Retail & Corporate	Retail & Corporate	Retail & Corporate	Retail & Corporate	Retail & Corporate	Retail & Corporate	Retail & Corporate	Retail & Corporate	Retail & Corporate	Retail & Corporate	Retail	Corporate	Retail & Corporate	Retail & Corporate	Corporate	Corporate	Retail & Corporate
accounts	GET/accounts	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	GET/accounts/{accountId}	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	GET/accounts/{accountId}/balance	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	*/balance - Historical Data (at initial Consent)	2 Years	14 Months	> 2 Years	3 Years	1 Year	> 2 Years	2 Years	2 Years	TBD	Since 01/2024	2 Years	2 Years	5 Years	5 Days	See1	2 Years	5 Years	3 Years
	*/balance - Historical Data	2 Years	14 Months	> 2 Years	3 Years	1 Year	> 2 Years	2 Years	2 Years	TBD	Since 01/2024	2 Years	2 Years	5 Years	5 Days	See1	2 Years	5 Years	3 Years
	*/balance - Intraday Data	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	See2	✅	✅	✅
	GET/accounts/{accountId}/transactions	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	*/transactions - Historical Data (at initial Consent)	2 Years	14 Months	> 2 Years	3 Years	1 Year	> 2 Years	2 Years	2 Years	2 Years	Since 01/2024	2 Years	2 Years	5 Years	2 Years	See1	2 Years	5 Years	3 Years
	*/transactions - Historical Data	2 Years	14 Months	> 2 Years	3 Years	1 Year	> 2 Years	2 Years	2 Years	2 Years	Since 01/2024	2 Years	2 Years	5 Years	2 Years	See1	2 Years	5 Years	3 Years
	*/transactions - Intraday Data	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	See2	✅	✅	✅
iso20022	GET/iso20022/statements	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	❌	✅	✅	✅	✅	✅	✅
	*/statements - Historical Data (at initial Consent)	2 Years	60 Days	Last business day only	0	1 Year	> 2 Years	2 Years	0	30 Days	Since 01/2024, max. 2Y	2 Years	❌	0	Last business day only	See1	0	0	0
	*/statements - Historical Data	2 Years	As of initial consent	Last business day only	Last business day only	1 Year	> 2 Years	2 Years	Last business day only	30 Days	Since 01/2024, max.2Y	2 Years	❌	Last business day only	Last business day only	See1	Last business day only	Last business day only	7 Days
	GET/iso20022/statements/{reportId}	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	❌	✅	✅	✅	✅	✅	✅
consents	GET/consents	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
diagnostics	GET/healthcheck	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	❌	✅	✅	✅

Remarks UBS

Due to a temporary change in the data provisioning in 2024, the data offered will change as follows during this period:

• Historical Data[^1]:
  • Now: Previous 2 years + current year
  • After change: Dependent on camt activation. If camt report is active before than initial consent, historical data available since camt activation up to past 60 days. If camt is activated just during first consent flow, no historical data available
• Intraday Data[^2]:
  • Now: Yes
  • After change: Provisionally No

iso20022/statements

Participant	Naming-Pattern
Acrevis	name: {IBAN} id: {YYYYMMDD}{accountId}-bLink.xml
AKB	name: IBAN description: YYYY-MM-DD
Avera	name: {IBAN} id: {YYYYMMDD}{accountId}-bLink.xml
BCJ	name: {IBAN} id: {YYYYMMDD}{accountId}-bLink.xml
BCV	name: CAMT.053_{accountId}_{startDate}_{endDate}_{index}
BEKB	name: {IBAN}_{YYYY-MM-DD}
CIC	name: CAMT_053_<IBAN>_<Start BWD>_<End BWD> description: CAMT.053 / <IBAN>/ <Start BWD> - <End BWD>
Clientis	name: {IBAN} id: {YYYYMMDD}{accountId}-bLink.xml
HBL	name: <IBAN>_<YYYY-MM-DD>_<YYYY-MM-DD>.xml
LUKB	name: CAMT_053_<IBAN>_<YYYY-MM-DD>_<YYYY-MM-DD>.xml CAMT_053_<IBAN>_<Start Bank/non-Bank WorkingDay>_<End BankWorkingDay>.xml
NKB	name: {IBAN} id: {YYYYMMDD}{accountId}-bLink.xml
SZKB	name: {IBAN} id: {YYYYMMDD}{accountId}-bLink.xml
TKB	name: <accountId>-1D-<date: YYYYMMDD>
UBS	name: IBAN description: YYYY-MM-DDThh:mm:ssZ
Valiant	name: {IBAN} id: {YYYYMMDD}{accountId}-bLink.xml
ZKB	name: CAMT_053_{IBAN}_YYYYMMDD
ZGKB	name: {IBAN} id: {YYYYMMDD}{accountId}-bLink.xml

Payment Submission Service

API Tag	Endpoint	Participant
		Acrevis	AKB	Avera	BCJ	BCV	BEKB	CIC	Clientis	LUKB	NKB	SZKB	TKB	UBS	Valiant	ZGKB	ZKB
payments	POST/payments	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	GET/payments/{submissionId}/status	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
iso20022	GET/iso20022/payments	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	GET/iso20022/payments/{submissionId}/status	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
consents	GET/consents	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
diagnostics	GET/healthcheck	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	❌	✅	✅	✅
	POST/healthcheck	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	❌	✅	✅	✅